LIC AAO · Salary & pay level
LIC AAO Salary: Pay Level, Pay Scale and Post-wise Pay
LIC AAO pay: Basic pay ₹88,635 per month in the scale ₹88,635 – 4,385(14) – 1,50,025 – 4,750(4) – 1,69,025, as per the official notice published 16 August 2025. Allowances are paid on top of basic pay.
Pay level and pay scale for each post, as printed in the official notice. Allowances are paid on top of basic pay at government rates; no in-hand figure is guessed here.
LIC AAO salary: pay scale
An AAO starts on a basic pay of ₹88,635 per month in the scale ₹88,635 – 4,385(14) – 1,50,025 – 4,750(4) – 1,69,025. Read it as: basic pay rises by ₹4,385 a year for 14 years to ₹1,50,025, then by ₹4,750 a year for 4 years to ₹1,69,025.
Probation, service bond and posting
- Probation is one year from the date of joining, extendable up to two years.
- You must agree to serve LIC for at least four years, including probation. Leaving earlier means liquidated damages of ₹5,00,000, and you must sign a stamped, notarised Deed of Indemnity at your own cost.
- The posts are regular, and selected candidates are liable to be posted or transferred anywhere in India.
- Most vacancies are in mofussil branches; you will be posted for at least five years in mofussil branches outside your home zone.
- Appointment depends on being found medically fit at the pre-recruitment medical examination.
Pre-examination training
SC, ST, OBC and PwBD candidates who want pre-examination training can register with the Manager (P&IR) at the LIC Divisional Office of their choice within one week of the last date of online application. Candidates bear the cost themselves. Divisional Office addresses are under the 'Careers' tab on licindia.in.
Frequently asked questions
What is the salary of an LIC AAO?
Basic pay of ₹88,635 per month in the scale ₹88,635 – ₹1,69,025. Allowances are paid on top as per LIC rules; no in-hand figure is shown here.